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This web site ("Site") is published and maintained by Content & Systems Pte. Ltd. When you access, download from, browse or use this Site you accept, without limitation or qualification, the terms and conditions set forth in these Terms and Conditions of Use ("Terms"). By downloading any of the software or materials ("Software") contained in this web site, you agree to the Terms as outlined in this legal notice. If you do not agree to them, do not use this site or download Software or materials. Any rights not expressly granted herein are reserved.

This Site is only for your personal use. You may not distribute, exchange, modify, sell, translate or transmit anything from this Site, including but not limited to any text, images, audio and video or software for any business, commercial or public purpose. As long as you comply with the provisions of these Terms, Content & Systems Pte. Ltd. grants you a non-exclusive, non-transferable, limited right to enter, display and use this Site and its related transmissions, such as e-mail newsletters or text messages. You agree not to interrupt or attempt to interrupt the operation of this Site in any way.


The information contained in this Site is copyrighted and may not be distributed, modified, reproduced in whole or in part without the prior advance written consent of Content & Systems Pte. Ltd. The images from this site may not be reproduced in any form without the prior advance written consent of Content & Systems Pte. Ltd. If consent is granted and you download, print or otherwise reproduce any content or Software from this Site, you may not remove any copyright or trademark notices or other notices that accompany it.


"Public Forum" means an area, site or feature offered as part of any C&S Site that enables users of or visitors to any C&S Site (a) to submit, post, display and/or view User-Generated Content and/or (b) to communicate, share or exchange User-Generated Content with other C&S Site users, visitors and members of the general public including, without limitation, a chat area, message board, instant messaging, mobile messaging, social community environment, profile page, conversation page, e-mail function (including, but not limited to, electronic greeting cards and send-a-friend e-mails).

You acknowledge that anything you submit to a C&S Site by way of any Public Forum may be routed through our servers, the servers of one or more third parties on our behalf and the Internet, and may be viewed on the Internet by the general public and that, therefore, you have no expectation of privacy with regard to any such submission. You acknowledge that Public Forums and features offered therein are for public and not private communications. Please keep in mind that whenever you give out personal information online, through any media, including without limitation, a Public Forum, that information can be collected and used by people you don't know. We cannot guarantee the security of any information you disclose through any of these media; you make such disclosures at your own risk.

You are and shall remain solely responsible for the User-Generated Content submitted and/or posted under your username or otherwise by you in any Public Forum and for the consequences of submitting and posting same. You acknowledge that the use of User-Generated Content posted in any Public Forum is at your own risk. For example, we are not responsible for, and we do not endorse, the opinions, advice or recommendations posted or sent by users in any Public Forum and we specifically disclaim any and all liability in connection therewith.

We reserve the right to screen, refuse to post, remove or edit User-Generated Content at any time and for any or no reason in our absolute and sole discretion without prior notice, although we have no duty to do so or to monitor any Public Forum. If we elect to screen User-Generated Content, there may be a delay in the posting of such content in a Public Forum to allow for a review process. If we have questions about your User-Generated Content including, without limitation, the copyright, we may contact you for further information including, for example, to verify that you own the copyright or otherwise obtained permission to post the material.

When participating in a Public Forum, never assume that people are who they say they are, know what they say they know, or are affiliated with whom they say they are affiliated with. Information obtained in a Public Forum may not be reliable, and it is not a good idea to take any action, including to trade or make any investment, financial, or legal decisions, based solely or largely on information you cannot confirm. We cannot be responsible for the accuracy of any User-Generated Content contained in a Public Forum, and we shall not be responsible for any trading, investment, or any other decisions made or actions taken or not taken based on such information or content.

Your ability to access and browse User-Generated Content within a Public Forum and/or to submit and/or post User-Generated Content within a Public Forum may be subject to certain age restrictions and/or related procedures that we may revise in our sole discretion at any time and for any reason. Any such age restrictions and procedures will be posted within the Public Forum, as applicable.



Content & Systems Pte. Ltd provides its website content and related services such as email correspondence to its visitors and registered users free of charge, receiving no subscription fee or other type of consideration from them, or from its editorial subjects, either directly or indirectly.

The editorial content of is in no way influenced by any advertisers or marketers who choose to use Content & Systems Pte. Ltd. websites or other media as their advertising or marketing medium.  From time to time, advertisers, marketers, or the products of companies whose advertising affiliate programs Content & Systems Pte. Ltd. or its employees choose to join and utilize may be featured in main articles.  If this is done deliberately with an advertising, marketing or sales purpose, then the content will be clearly labeled as such.  In the event that an article is published with no knowledge of an existing advertising, marketing or sales connection between the subject of the article and Content & Systems Pte. Ltd, then it shall be treated the same as other article features and left unmarked, as there could not have been any influence on the nature of the article content.  


Your use of this Site is at your own risk. This Site (including all content and functions made available on or accessed through this Site) is provided "as is." Content & Systems Pte. Ltd. makes no representations or warranties of any kind whatsoever (1) for the accuracy, merchantability, fitness for a particular purpose or non-infringement of any Software or content published on or available through this Site, (2) that the server that makes this Site available is free of viruses or other components that may infect, harm or cause damage to your computer equipment or any other property when you access, download from, browse or otherwise use the Site. 


Under no circumstances shall Content & Systems Pte. Ltd. be liable for any consequential, direct, incidental, indirect, punitive or special damages or losses related to (a) the use of, (b) the inability to use or (c) errors or omissions in the contents and functions of this Site or the Software made available on this Site, even if Content & Systems Pte. Ltd. or an authorized representative thereof has been advised of the possibility of such damages.


Neither Content & Systems Pte. Ltd. nor any of its employees accepts or consider unsolicited ideas, including ideas for content, new advertising campaigns, new promotions, new products or technologies, processes, materials, marketing plans or new product names. Please do not send any original creative artwork, samples, demos, or other works to Content & Systems Pte. Ltd. The sole purpose of this policy is to avoid potential misunderstandings or disputes when Content & Systems Pte. Ltd. content, products or marketing strategies might seem similar to ideas submitted to Content & Systems Pte. Ltd. So, please do not formally or informally send or otherwise deliver your unsolicited ideas to Content & Systems Pte. Ltd. or anyone at Content & Systems Pte. Ltd. If, despite our request that you not send us your ideas and materials, you still send them, please understand that Content & Systems Pte. Ltd. makes no assurances that your ideas and materials will be treated as confidential or proprietary.


You are permitted to view this Site only in its full presentation form and are prohibited from "framing" the Site.


These Terms are governed by the laws of the Republic of Singapore, without regard to the rules of conflict that may cause the laws of another jurisdiction to apply. You agree to the sole and exclusive jurisdiction of the courts of the Republic of Singapore in the event of any dispute of any kind arising from or relating to the Site, or your use or review of the Site or the Software made available on or through the site.


The failure of Content & Systems Pte. Ltd. to enforce any provision or right of these Terms will not constitute a waiver of such provision or right. These Terms constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. If for any reason a court of competent jurisdiction finds any provision or portion of these Terms to be un-enforceable, the remainder of these Terms will continue in full force and effect.


Any feedback you provide at this site shall be deemed to be non-confidential. Content & Systems Pte. Ltd. is free to use such information on an unrestricted basis.  If you have any questions regarding Content & Systems Pte. Ltd. or its Software or web site, please contact us by clicking here.


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